$3,000,000
Six-bay European auto repair and tire care
Recently closed
Long-term lease with options; no prepayment penalty
2026
Scottsdale commercial mortgage banker
Arrange the right commercial loan.
A Scottsdale capital markets advisor for commercial real estate. We arrange structured finance — senior debt, bridge, construction, agency, life company, CMBS, and SBA — with the lender that funds the loan.
Start here
- Buy a propertyA loan to purchase a commercial building.
- RefinanceReplace the loan already on a property.
- BuildFinancing while a commercial building is built. We arrange it and do not fund the draws.
- Get a quick estimateA payment and a loan size from numbers you type. Not a quote.
What do you need?
Three choices. Each one opens a page that is already on this site.
Open that page
Buy apartments in PhoenixBuy apartments in ScottsdaleBuy apartments in TucsonBuy apartments in MesaBuy apartments in TempeBuy apartments in ChandlerBuy apartments in GilbertBuy apartments in GlendaleBuy apartments in PeoriaBuy apartments in SurpriseBuy apartments in GoodyearBuy apartments in BuckeyeBuy industrial in PhoenixBuy industrial in ScottsdaleBuy industrial in TucsonBuy industrial in MesaBuy industrial in TempeBuy industrial in ChandlerBuy industrial in GilbertBuy industrial in GlendaleBuy industrial in PeoriaBuy industrial in SurpriseBuy industrial in GoodyearBuy industrial in BuckeyeBuy retail in PhoenixBuy retail in ScottsdaleBuy retail in TucsonBuy retail in MesaBuy retail in TempeBuy retail in ChandlerBuy retail in GilbertBuy retail in GlendaleBuy retail in PeoriaBuy retail in SurpriseBuy retail in GoodyearBuy retail in BuckeyeBuy office in PhoenixBuy office in ScottsdaleBuy office in TucsonBuy office in MesaBuy office in TempeBuy office in ChandlerBuy office in GilbertBuy 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office in ScottsdaleBuy medical office in TucsonBuy medical office in MesaBuy medical office in TempeBuy medical office in ChandlerBuy medical office in GilbertBuy medical office in GlendaleBuy medical office in PeoriaBuy medical office in SurpriseBuy medical office in GoodyearBuy medical office in BuckeyeBuy seniors housing in PhoenixBuy seniors housing in ScottsdaleBuy seniors housing in TucsonBuy seniors housing in MesaBuy seniors housing in TempeBuy seniors housing in ChandlerBuy seniors housing in GilbertBuy seniors housing in GlendaleBuy seniors housing in PeoriaBuy seniors housing in SurpriseBuy seniors housing in GoodyearBuy seniors housing in BuckeyeRefinance apartments in PhoenixRefinance apartments in ScottsdaleRefinance apartments in TucsonRefinance apartments in MesaRefinance apartments in TempeRefinance apartments in ChandlerRefinance apartments in GilbertRefinance apartments in GlendaleRefinance apartments in PeoriaRefinance apartments in SurpriseRefinance apartments in GoodyearRefinance apartments in BuckeyeRefinance industrial in PhoenixRefinance industrial in ScottsdaleRefinance industrial in TucsonRefinance industrial in MesaRefinance industrial in TempeRefinance industrial in ChandlerRefinance industrial in GilbertRefinance industrial in GlendaleRefinance industrial in PeoriaRefinance industrial in SurpriseRefinance industrial in GoodyearRefinance industrial in BuckeyeRefinance retail in PhoenixRefinance retail in ScottsdaleRefinance retail in TucsonRefinance retail in MesaRefinance retail in TempeRefinance retail in ChandlerRefinance retail in GilbertRefinance retail in GlendaleRefinance retail in PeoriaRefinance retail in SurpriseRefinance retail in GoodyearRefinance retail in BuckeyeRefinance office in PhoenixRefinance office in ScottsdaleRefinance office in TucsonRefinance office in MesaRefinance office in TempeRefinance office in ChandlerRefinance office in GilbertRefinance office in GlendaleRefinance office in PeoriaRefinance office in SurpriseRefinance office in GoodyearRefinance office in BuckeyeRefinance hotel in PhoenixRefinance hotel in ScottsdaleRefinance hotel in TucsonRefinance hotel in MesaRefinance hotel in TempeRefinance hotel in ChandlerRefinance hotel in GilbertRefinance hotel in GlendaleRefinance hotel in PeoriaRefinance hotel in SurpriseRefinance hotel in GoodyearRefinance hotel in BuckeyeRefinance mixed-use in PhoenixRefinance mixed-use in ScottsdaleRefinance mixed-use in TucsonRefinance mixed-use in MesaRefinance mixed-use in TempeRefinance mixed-use in ChandlerRefinance mixed-use in GilbertRefinance mixed-use in GlendaleRefinance mixed-use in PeoriaRefinance mixed-use in SurpriseRefinance mixed-use in GoodyearRefinance mixed-use in BuckeyeRefinance self-storage in PhoenixRefinance self-storage in ScottsdaleRefinance self-storage in TucsonRefinance self-storage in MesaRefinance self-storage in TempeRefinance self-storage in ChandlerRefinance self-storage in GilbertRefinance self-storage in GlendaleRefinance self-storage in PeoriaRefinance self-storage in SurpriseRefinance self-storage in GoodyearRefinance self-storage in BuckeyeRefinance medical office in PhoenixRefinance medical office in ScottsdaleRefinance medical office in TucsonRefinance medical office in MesaRefinance medical office in TempeRefinance medical office in ChandlerRefinance medical office in GilbertRefinance medical office in GlendaleRefinance medical office in PeoriaRefinance medical office in SurpriseRefinance medical office in GoodyearRefinance medical office in BuckeyeRefinance seniors housing in PhoenixRefinance seniors housing in ScottsdaleRefinance seniors housing in TucsonRefinance seniors housing in MesaRefinance seniors housing in TempeRefinance seniors housing in ChandlerRefinance seniors housing in GilbertRefinance seniors housing in GlendaleRefinance seniors housing in PeoriaRefinance seniors housing in SurpriseRefinance seniors housing in GoodyearRefinance seniors housing in BuckeyeBuild apartments in PhoenixBuild apartments in ScottsdaleBuild apartments in TucsonBuild apartments in MesaBuild apartments in TempeBuild apartments in ChandlerBuild apartments in GilbertBuild apartments in GlendaleBuild apartments in PeoriaBuild apartments in SurpriseBuild apartments in GoodyearBuild apartments in BuckeyeBuild industrial in PhoenixBuild industrial in ScottsdaleBuild industrial in TucsonBuild industrial in MesaBuild industrial in TempeBuild industrial in ChandlerBuild industrial in GilbertBuild industrial in GlendaleBuild industrial in PeoriaBuild industrial in SurpriseBuild industrial in GoodyearBuild industrial in BuckeyeBuild retail in PhoenixBuild retail in ScottsdaleBuild retail in TucsonBuild retail in MesaBuild retail in TempeBuild retail in ChandlerBuild retail in GilbertBuild retail in GlendaleBuild retail in PeoriaBuild retail in SurpriseBuild retail in GoodyearBuild retail in BuckeyeBuild office in PhoenixBuild office in ScottsdaleBuild office in TucsonBuild office in MesaBuild office in TempeBuild office in ChandlerBuild office in GilbertBuild office in GlendaleBuild office in PeoriaBuild office in SurpriseBuild office in GoodyearBuild office in BuckeyeBuild hotel in PhoenixBuild hotel in ScottsdaleBuild hotel in TucsonBuild hotel in MesaBuild hotel in TempeBuild hotel in ChandlerBuild hotel in GilbertBuild hotel in GlendaleBuild hotel in PeoriaBuild hotel in SurpriseBuild hotel in GoodyearBuild hotel in BuckeyeBuild mixed-use in PhoenixBuild mixed-use in ScottsdaleBuild mixed-use in TucsonBuild mixed-use in MesaBuild mixed-use in TempeBuild mixed-use in ChandlerBuild mixed-use in GilbertBuild mixed-use in GlendaleBuild mixed-use in PeoriaBuild mixed-use in SurpriseBuild mixed-use in GoodyearBuild mixed-use in BuckeyeBuild self-storage in PhoenixBuild self-storage in ScottsdaleBuild self-storage in TucsonBuild self-storage in MesaBuild self-storage in TempeBuild self-storage in ChandlerBuild self-storage in GilbertBuild self-storage in GlendaleBuild self-storage in PeoriaBuild self-storage in SurpriseBuild self-storage in GoodyearBuild self-storage in BuckeyeBuild medical office in PhoenixBuild medical office in ScottsdaleBuild medical office in TucsonBuild medical office in MesaBuild medical office in TempeBuild medical office in ChandlerBuild medical office in GilbertBuild medical office in GlendaleBuild medical office in PeoriaBuild medical office in SurpriseBuild medical office in GoodyearBuild medical office in BuckeyeBuild seniors housing in PhoenixBuild seniors housing in ScottsdaleBuild seniors housing in TucsonBuild seniors housing in MesaBuild seniors housing in TempeBuild seniors housing in ChandlerBuild seniors housing in GilbertBuild seniors housing in GlendaleBuild seniors housing in PeoriaBuild seniors housing in SurpriseBuild seniors housing in GoodyearBuild seniors housing in Buckeye
Capital sources
Seven executions. One originator.
Construction and SBA sit on their own pages. Each execution is structured finance for a building, arranged with the lender that funds it. Capital Market Funds is not the lender.
Fannie Mae
Multifamily permanent debt with rate certainty and a known takeout. Not a Fannie Mae DUS lender.
Fannie MaeFreddie Mac
Access through Optigo Seller/Servicers; not an Optigo Seller/Servicer.
Freddie MacHUD / FHA
Long-term, high-leverage HUD programs for multifamily, seniors, and healthcare.
HUD / FHALife Company
Permanent debt from insurance-company correspondents; rate lock at application.
Life CompanyCMBS
Conduit and single-asset execution when life or bank will not stretch.
CMBSBank
Relationship and portfolio debt, including credit unions.
BankBridge & Private
Transitional, value-add, and time-sensitive capital sourced from private investors.
Bridge & Private
Transactions
Recent closings
$28,000,000
Value-add multifamily
Tucson, AZ
Value-add (interest only during construction) · Life company
80% LTC
2026
Originator
Craig Hoebing
Managing Member
University of Arizona finance graduate with an emphasis in real estate economics. In the commercial mortgage industry since 2005 — first in private lending for investors repositioning assets, then on to financing for stabilized properties.
- NMLS
- 1445066
- Direct line
- (480) 495-8072
Independent, licensed, in market
Arizona license
CBK-2007014
NMLS
Office
Scottsdale, AZ
In the business since
2005
Insights
Latest insights
The six newest notes on how a lender reads a file. Capital Market Funds arranges the financing and does not fund the loan.
- Interest reserves on a bridge loan during lease-upThe OCC handbook defines an interest reserve as funds that cover loan interest during construction and lease-up, and it warns that a poorly run reserve can mask a weak project. This note is lease-up and bridge, not construction-to-permanent.
- Who you call after a commercial loan has already closedThe servicer collects the payment and the escrow. On a conduit loan, ask the documents which party approves a lease or a transfer. Covenants are a different note.
- Tax, insurance, and reserve escrows after a commercial loan closesServicers collect escrow for taxes and insurance. Whether a lender waives that, or springs it later, is a term-sheet question. No monthly formula is printed here.
- USDA Business & Industry guarantees compared with SBA 7(a)A USDA guarantee and an SBA 7(a) loan are both made by approved lenders. The rural-area test and the 7(a) uses below are quoted from the pages opened on October 28, 2026. No guarantee percentage.
- When a bank sells pieces of a commercial loan to other institutionsThe FDIC examination manual describes a participation as shared ownership, with the lead institution servicing the loan and dealing with the customer. Legal lending limits are the reason it gives for large requests.
- Seller carryback next to a third-party commercial mortgageWikipedia defines seller financing as a loan from the seller to the buyer. On investor-owned commercial property, a senior lender still has to accept any second lien. Ask a lawyer and a CPA.
Arizona
Commercial mortgages for the Valley and the state
Maricopa cities, senior debt, and property types. Same originator, same capital stack. Published closings only.
- Arizona commercial mortgage guide
- Arizona commercial debt guide
- Arizona CRE debt capital markets
- Phoenix CRE debt capital markets
- Scottsdale CRE debt capital markets
- Arizona CRE lending update, early Q4 2026
- Commercial loan rates and calculator
- How much can I borrow on commercial real estate
Maricopa County
Senior debt
- Arizona refinance
- Arizona bridge & private
- Arizona life company loans
- Agency in Arizona
- Arizona permanent loan
- Lease-up and value-add
- Arizona CMBS
- Arizona Fannie Mae
- Arizona Freddie Mac
- Arizona HUD / FHA
- Arizona bank CRE
- Arizona acquisition
- Cash-out refinance
- Owner-occupied
- Investment property
- 1031 exchange
- Mortgage banker
- Phoenix refinance
- Scottsdale refinance
- Scottsdale acquisition
- Phoenix acquisition
- Phoenix permanent
- Phoenix cash-out
- Phoenix bridge
- Phoenix 1031
- Scottsdale permanent
- Scottsdale cash-out
- Scottsdale bridge
- Scottsdale 1031
- Mesa refinance
- Mesa acquisition
- Tempe refinance
- Tempe cash-out
- Chandler bridge
- Tucson permanent
- Phoenix life company
- Phoenix agency
- Phoenix Fannie Mae
- Phoenix Freddie Mac
- Phoenix HUD
- Phoenix CMBS
- Phoenix bank
- Scottsdale bank
- Mesa bank
- Tempe bank
- Chandler bank
- Gilbert bank
- Glendale, Arizona bank
- Tucson bank
- Community vs regional bank
- Bank vs life vs CMBS
- Arizona SBA 504
- Owner-occupied bank
- Arizona bank construction
- Phoenix SBA 504
- Arizona credit union
- Mesa SBA 504
- Peoria bank
- Scottsdale SBA 504
- Tucson SBA 504
- Chandler SBA 504
- Gilbert SBA 504
- Glendale SBA 504
- Peoria SBA 504
- Phoenix credit union
- Tempe SBA 504
- Tucson credit union
- 1031 California to Arizona
- 1031 Colorado to Arizona
- 1031 Utah to Arizona
- Arizona portfolio refinance
- Arizona mezzanine
- Arizona USDA B&I
- Phoenix data centers
- Arizona construction
- Phoenix construction
- Tucson construction
- Arizona SBA 7(a)
- Buckeye construction
- Chandler construction
- Mesa construction
- Scottsdale construction
- Gilbert construction
- Goodyear construction
- Surprise construction
- Phoenix industrial construction
- Phoenix multifamily construction
- Phoenix self-storage construction
- Multi-state portfolio
- Denver and Phoenix portfolio
- Utah and Arizona portfolio
- Arizona and California portfolio
- Arizona interest-only
- Arizona small-balance multifamily
- Arizona commercial DSCR
- Arizona net lease
- Arizona SBA broker
- Arizona RV parks
- Arizona mobile home parks
- Arizona car washes
- Arizona gas stations
- Arizona hotel PIP
- Arizona assisted living
- Arizona investor DSCR
- Phoenix investor DSCR
- Tucson investor DSCR
- Scottsdale investor DSCR
- Arizona short-term rental
- Arizona vacation rental
- Arizona fix and flip
- Arizona private bridge
- Phoenix private bridge
- Scottsdale private bridge
- Tucson private bridge
- Arizona private money
- Arizona investment land
- Arizona small-balance commercial
- Phoenix commercial DSCR
- Tucson bridge
- Tucson refinance
- Tucson acquisition
- Tucson cash-out
- Tucson agency
- Tucson HUD 223(f)
- Tucson CMBS
- Tucson life company
- Tucson SBA 7(a)
- Phoenix SBA 7(a)
- Mesa bridge
- Tempe bridge
- Scottsdale CMBS
- Scottsdale life company
- Chandler refinance
- Phoenix multifamily bridge
- Phoenix industrial refinance
- Tucson 1031
- Arizona surgery centers
- Phoenix office refinance
Property types
- Multifamily
- Industrial
- Retail
- Office
- Hospitality
- Mixed-use
- Self-storage
- Medical office
- Seniors housing
- Arizona grocery-anchored centers
- Sprouts-anchored centers
- Fry's-anchored centers
- Safeway and Albertsons centers
- Neighborhood Market centers
- Costco-adjacent centers
- Trader Joe's centers
- Tucson grocery-anchored retail
- Surprise grocery-anchored retail
- Goodyear grocery-anchored retail
- Phoenix grocery-anchored retail
Deal intake
Request a term sheet
Name the asset, the purpose, and the timing. We will tell you which source the file belongs in — Fannie, Freddie, HUD, life, CMBS, bank, or private bridge.
Direct: (480) 495-8072